This is a 12 minute x-ray look at why our well planned retirement is not working. The first of a two-part video series is appropriately entitled "I Hate Loosing Money!" It explains the investment losses in our 401k type plans using past 401k investing methods, like "buy and hold", which don't work today. To understand what happened, we study a price chart showing the performance of the SP-500 index from 1997 to 2013. You'll relate to the roller coaster ride experienced during those 17 years.